Christmas is my favorite time of year. But there have been some hard Christmases for our family! If you need help with finances, this is for you! Here is a little piece of our story! This was originally written in December 2009, but every year when I think back to Christmas 2008 and the […]
6 Expenses That Require an Emergency Fund
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Saving money isn’t always exciting, but an emergency fund (also known as a rainy-day fund) is imperative to your financial health. It only takes one unexpected expense to topple your finances. The lack of an emergency fund can result in taking on additional debt or not being able to pay for a critical expense…like your child’s […]
10 Financial Challenges Milllennials Face
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As the mom of 2 Millennials, I think often of the financial challenges my daughters face. Millennials have a lot of unique challenges, including a soft economy with no end in sight. Entry-level jobs are also of much lower quality today. It’s more likely that a recent graduate will be forced to endure a minimum […]
7 Ways to Spend the Rest of Your Life Debt-Free
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When my husband and I started our journey to become debt-free, we had over 80,000 in debt…not including our house! It was awful. If you’ve ever carried a heavy debt burden, you know it’s like climbing a mountain with 100 pounds on your back. It never gets any easier unless you drop the weight. Fortunately, it’s […]
Your Family’s Biggest Investment: It’s Not Your House or Car Most Likely
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My husband and I are hoping to put our house on the market in the next month or two with the hopes of moving to a bigger house. And we’re thinking long and hard about what and where we want to move to because we’re going to be spending a lot of money. While it […]