Do you know what your credit score is? Your credit score is an important number if you want to be able to secure a mortgage for a house. I’m not a big fan of using credit. After paying off A LOT of debt, I don’t ever want to be in that position again and I don’t want any of you to be in that position either. With that being said, I think it’s ok to use credit to purchase a house. I’d love to be able to someday pay cash for a house, but we’re just not there yet!